Financial Decision Engine

Tell us your
numbers. We'll
tell you your
next move.

Most money sites show you options. We tell you exactly what to do — in order, with your actual numbers, right now.

Find My Next Move → See how it works ↓
3 min
to your personalized plan
$0
always free to use
1 rule
the optimal next move
Your personalized plan
"What should I do with my next $1,000?"
1
Capture your 401(k) match
Free 50% return — never skip this
$200
2
Pay down 22% APR credit card
Beats any investment return
$600
3
Add to high-yield savings
Currently 4.8% APY, stay liquid
$200
Recommended partners
Marcus SoFi Fidelity
The difference

Most money sites inform.
We decide.

Every other site
"Here are 12 savings accounts to compare"
"Here's how the debt snowball works"
"Here are 8 budgeting tips"
"Consider investing in an index fund"
"You might want to build an emergency fund"
vs
MoneySavingRules
"Open Marcus Bank — it's the best rate for your balance"
"Pay card #2 first — saves you $847 in interest"
"Your budget: 54% needs, 22% wants, 24% money"
"Put $340/mo in VTI — here's why, here's how"
"3 months = $7,200. You need $5,800 more."

The decision
toolkit

Every tool gives you a verdict, not just information. Built around your numbers.

♟ Flagship tool
Your next
three moves.

Tell us your numbers — income, debt, savings, goals. Get your exact next three moves: prioritized, personalized, with the math shown. Money is chess, not checkers.

Find my next move →
♟
Move 1Build the foundation
$400
♞
Move 2Attack the 24% debt
$450
♛
Move 3Make it grow
$150
Pawn to queen — one move at a time.
?!
Good Move or Blunder?
Thinking about buying something? Get a real verdict — good move, wait, or blunder — plus the true cost most people never calculate.
90-second verdict
♚
Spending Personality Quiz
Guardian, Optimizer, Dreamer, or Firefighter? Find your money pattern, your blind spot, and the one move that fixes your biggest leak.
4 types · shareable

How it works

01
Tell us your numbers
Income, expenses, debt, savings, goals. Takes about 3 minutes. No account needed.
02
We run the math
Our decision engine weighs every option against your specific situation — not generic advice.
03
Get your 3 moves
Prioritized, specific, with exact dollar amounts. The optimal sequence for your situation.
04
Meet the right products
We only recommend products that match your plan — when it makes sense, never as filler.
Trusted partners

Get your plan.
Free, always.

We send one email a week: your money situation, one decision to make, and the reasoning behind it. No noise.